Real Estate Escrow Officer Job at McMichael & Gray, PC, Huntsville, AL

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  • McMichael & Gray, PC
  • Huntsville, AL

Job Description

Escrow Officer -

Job Summary:

The Escrow Officer is responsible for final review of mortgage loan information, preparing closing documents, funding the file accurately and sending closing documents to the closing attorney.

Responsibilities and Duties:

Schedules loan closing, complies and types closing documents: Reviews approved mortgage loan to determine conditions that must be met prior to closing.

-Ensures mortgage loans are funded accurately and in a timely manner.

-Types closing documents for all transactions.

-Assembles documents for delivery to title company, real estate broker, or lending officer for closing.

-Ensures that appropriate disclosure documents have been assigned and are in the loan file.

-Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate.

-Works with the Lender of the transaction to receive funding authorization to disburse funds to parties.

-Responsible for clearance of all title requirements.

-Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, fifas, taxes, outstanding utility bills, etc.

-Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly.

-Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner.

-Confirms legal documents to be recorded are accurate and total cost to record is collected at closing.

-Confirms receipt of all incoming funds from borrower and lender.

-Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements.

-Ensures that all documents are properly executed by all parties involved with said transaction.

-Ensures that all documents are presented to the parties of the transaction in a professional and secure manner.

-Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW,
Lender documents, Title Examination and Commitment of Title.

-Reviews final closing documents and delivers the final file to the Post Closing department.

Experience with SoftPro is a plus.
We offer a competitive benefits package, and compensation is commensurate with experience.

Job Type: Full-time

Job Tags

Daily paid, Full time, Shift work, Night shift,

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